Russell & Smith Honda

Honda Financing in Houston, TX

Financing New and Used Honda Vehicles in Houston, TX is Easy at Russell & Smith Honda

Finding the perfect new Honda in Houston is undoubtedly exciting, but it's only part of the equation. The next step before you can climb behind the wheel of your new vehicle is working out how you're going to finance your purchase. Here at Russell & Smith Honda, it's our goal to provide you with an exceptional customer experience. From the moment you walk through our Houston, TX showroom doors to the moment you leave with your dream Honda car, truck, van, or SUV, we want to provide you with the best dealership experience you've ever had. In addition to being friendly, courteous, and helpful as you shop, to us, exceptional service also means offering drivers from Houston, Pasadena, Sugar Land, and Pearland, TX a variety of excellent auto financing and leasing options. Whether you choose to finance your new or pre-owned Honda model with a car loan or you opt for a Honda lease, our friendly and personable staff will work together with you to make sure we find the right solution for your unique needs, because when you shop with us, the customer always comes first. Our team will work with you regardless of your credit, so you can browse our new, pre-owned, and Certified Pre-Owned Honda inventories without apprehension, knowing when you find your perfect car with us, you'll also be able to find the perfect auto financing solution here, too.

Which Auto Financing Solutions are Available for Houston, TX Drivers?

Every day, drivers from all across Texas find the Honda vehicle they've been dreaming about right here on our lot. The next step for these motorists is financing. The friendly and helpful staff in our finance department are eager to help you find the ideal auto financing solution, and they'll work closely with you to determine which options are your best. Most people find themselves behind the wheel of a new Honda in one of two ways: they secure a car loan or they enter into a Honda lease. There are benefits to both, so knowing which is right for you really depends on your individual situation. Leases make sense if you see yourself trading in your car in the near future and not tallying up the miles with long road trips, while loans are perfect for those who want to hold onto their Honda vehicle for years to come, who plan on building equity in a car, and for those who want to rack up the miles on the odometer. Of course, in addition to our attentive and helpful experts in the finance department, here at Russell & Smith Honda, we're constantly rotating Vehicle Specials and Incentives, so if you're looking for a truly exceptional financing solution, that's the page to check.

Leasing a New or Used Honda in Houston, TX

Leasing provides car shoppers with a few options. When you lease, you and our finance experts will agree on the terms of your lease-how long you'll keep it, how many miles the lease is good for, and monthly payments and associated fees will be determined. The benefits to leasing are manifold, but leases don't appeal to everyone! When you lease, the monthly payments are often significantly lower than when you buy, because you're paying for the cost of depreciation as opposed to the overall cost of the vehicle. Another lesser-known benefit to leasing: because lease terms tend to be on the shorter side, there's a great chance your Honda will remain under its factory warranty for the duration of your lease, meaning many of your typical service and maintenance costs could be covered. Perhaps the number one reason folks prefer to lease a new Honda car, truck, SUV, or van in Houston, TX is the ability to turn in your vehicle at the end of your leasing term stress- and hassle-free. Then you can turn around and lease an even newer model, so you can find yourself riding in the latest and greatest Honda model every couple of years if you want!

Buying a New or Used Honda in Houston, TX

As with Honda leases, there are advantages and disadvantages to buying, all dependent on your unique situation. It might seem redundant to say, but one of the most overlooked advantages to buying a new Honda is the fact that you'll enjoy complete ownership over it. It sounds simple, but what this means is, there are no mileage limits, you can customize it to your heart's content, and you can sell it if you so choose - all things you can't do with a leased Honda. When you own your vehicle, you can also build equity from it and grow your credit. The process for buying a car is a little different from leasing, however. For drivers in Houston, Pasadena, Sugar Land, and Pearland, TX looking to buy a new or used Honda vehicle, the first step in that direction (after you've found your perfect Honda match) is applying for a car loan, which you can do online or in-person. If you're doing some research and want an idea of what you might be able to expect for a monthly payment, you can use our online payment calculator tool to get a rough estimate of what you could be paying to buy that Honda Civic, Honda Pilot, or Honda CR-V of your dreams outright. Whatever financing option you choose, you've already made an excellent decision in choosing a Honda from our Houston dealership, and we're proud to serve you and other drivers from the greater Houston area.